ROCHESTER:Joan Herron Karow, 63, of Rochester, MN died Tuesday, October 29, 2013 at her residence. Joan Herron was born February 14, 1950 in Carroll, Iowa to Ivan and Coral (Whalley) Herron.Joan graduated from Wykoff High School in Southern Minnesota in 1968.She was married to Mick Karow from 1975 through 1989.Joan began her banking career in 1969 at Marquette Bank, followed by a move to the Head of Community Housing Partnership of Rochester.While there, she was part of the dream team that wrote the First Time Home Buyers program for the State of Minnesota.She later continued her career at First Bank, NorWest, Wells Fargo, Rochester Mortgage, Countrywide Home Loans, Bank of America, and most recently the Anoka County Housing Department and Rural Development Authority. She was a member of the Professional Business Womens Association of Rochester for many years, receiving numerous awards and prided herself in providing classes in the Rochester area in financial management. She enjoyed spending time with her family, playing slots and Keno at area casinos, NASCAR, motocross races, bowling, and volunteering for Christmas Anonymous. Joan is survived by her siblings, June Lynch of Fort Dodge, IA, Walter Herron of Indianola, IA, Wayne Herron of Rochester, and Jody (John) Lyons of Parachute, CO; three children, Charleen Anderson of Northfield, MN, Greg (Jenny) Karow of Zumbrota, MN and Cindy Karow of Northfield, MN,8 grand children, 10 great grandchildren, and many nieces and nephews.She was preceded in death by her parents; one sister, Judy Chadderton; and one brother, Wesley Herron. A fellowship time will be he held at Ranfranz and Vine Funeral Homes from 1:00-2:00 on November 2nd, with a Memorial Service beginning at 2:00 followed by a luncheon. Pastors Charleen Anderson and Isaac Karow will be officiating. To share a special memory or condolence, please visit www.ranfranzandvinefh.com Ranfranz and Vine Funeral Homes 5421 Royal Place NW Rochester, MN 55901 (507) 289-3600